If you are exploring your bankruptcy alternatives,
you are probably experiencing financial trouble. Here
are some signs early warning signs of financial problems.
Creditors calling. If you are getting calls
from collection agents at home and at work, day
and night, you have financial problems.
Using a cash advance from one credit card to
pay the balance owing on another credit card.
Borrowing from a credit card is never a good idea,
but if you can only make your payments on one card
by borrowing from another, you have serious financial
Only making the minimum payment on your credit
cards each month. Credit cards charge very high
rates of interest. If you are only paying the minimums
each month, you are paying far more in interest
than you should, and that leads to financial problems.
Worrying about financial problems. If you
have trouble sleeping because you are worried about
money, you have serious financial problems.
Financial problems are effecting your relationships.
Fighting about money is a leading cause of marriage
problems. Don't risk your marriage because of financial
from finance companies and payday loan places.
Finance companies charge very high rates of interest,
and pay day loan places charge even more. If you
are borrowing from these places, you have financial
What can I do?
If any of the above symptoms describe you, get help
now, before your debt problems become overwhelming.